Over on the right there is an ad for yacht chartering. Of course, we like to hope that our advertisers will make fortunes from our readers, and that those readers will consider it money well spent.
I would add from personal experience that sailing in the Caribbean is an ecstatic experience, simply fabulous (although you might want not to repeat one experience I had, that of being thrown off an island by the Governor. And he was family.) so please do go ahead and see if they’ve got something to suit your budget.